When you are starting out in your 20s, it is natural to think about all that you will have and do once you start making money, and making more money. That gives money way too much power over your life. It's not about how much you make, but the life that you make with the money you have.
I'm not asking you to describe the rain falling the night the archangel arrived; I'm demanding that you get me wet. Make up your mind, Mr. Writer, and for once in your life be the flower that smells rather than the chronicler of the aroma. There's not much pleasure in writing what you live. The challenge is to live what you write.