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I always tell people, it's never too late to start saving for retirement. It's not that important how much you have already saved. What's important is that you start saving. And save as much as you can. You will be amazed at how quickly it will build up.

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Bill Watterson

Dad: Honey, have you seen my glasses? I can"t find them. Mom: I haven't seen them. Calvin: (with glasses, to Dad) Calvin, go do something you hate! Being miserable builds character!