What I've learned during my life is that the near future is 90% identical to the present - if you buy a new car today, it'll probably still be on the road in 2022.
You can't be genuinely prosperous unless you have personal freedom. You will have attained true personal freedom in this world when you can get up in the morning when you want to get up; go to sleep when you want to go to sleep; and in the interval, work and play at the things you want to work and play at - all at your own pace.