Our [American] money system is structurally brittle. It doesn't matter if you put a very clever guy or a stupid guy at the wheel. The clever guy will take a half hour to have an accident, and the stupid guy will take ten minutes.
I'm a numbers guy, and I think numbers sometimes tell stories and sometimes they don't. When you look at the NBA, when teams shoot 45% or better from the floor, what is their record? And if they shoot under that what is their record?