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Americans like warm characters. It's why, no matter what he did in the early days, they kind of resonated to Bill Clinton because he seems like a guy that you could sit down and have a burger and a beer with. It's even why, despite the fact that he sometimes seemed to be not firing on all cylinders, lots of them still like George W. Bush - because he seemed like the kind of guy you could have a burger and a beer with.

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Josh Kaufman

The quickest and easiest way to screw up your life is to take on too much debt.