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For a combination of reasons, and despite evident fondness for American products and individuals, my impression is that most Pakistanis have extremely negative views of the US as a geopolitical player.

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Michelle Singletary

Remember life insurance is intended as income replacement to help dependents and or
spouse pay for things that your income would have covered. When you get to the point that you're dependents (Your kids mostly) aren't dependent on your income, you could reduce the amount of life insurance you are carrying.