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Not to make too much of a claim for poetry, but this is a question that goes to the moral heart of the business of any art: How do you see the world, and what right do you have to see the world in the way that you do?

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Adam Smith

Though the principles of the banking trade may appear somewhat abstruse, the practice is capable of being reduced to strict rules. To depart upon any occasion from those rules, is consequence of some flattering speculation of extraordinary gain, is almost always extremely dangerous, and frequently fatal to the banking company which attempts it.