I had a couple come in with a negative amortization mortgage on a house that costs way too much relative to their income. They're consuming real estate, not investing in it.
There are times when, for many years, I've been irrelevant - and it was OK! I had my moment. No one is responsible for anyone else's dreams. I don't need a babysitter. I just needed to know that I could do this. I just think that my happiest time or my best time, upon reflection, is that I had the courage to do this.