The health insurance industry does not like to pay out claims, because they don't make money. The only way they can make a profit is if they don't pay for your operation. If they pay for your operation and your doctor's appointment and your pharmaceuticals, they don't make any money.
I write at all different times. I write in my bed, I write at the table. I need to get it together. I'm working on a book and working, and just jam it in whenever it makes sense.