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You don't buy chemistry, nor do you manufacture it, it is what it is.

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Janet Yellen

By some estimates, income and wealth inequality are near their highest levels in the past hundred years, much higher than the average during that time span and probably higher than for much of American history before then.

Average, Past, Wealth, Years
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Listening to others, especially those with whom we disagree, tests our own ideas and beliefs. It forces us to recognize, with humility, that we don't have a monopoly on the truth.

Graduation, Humility, Ideas, Listening To Others, Truth

I think it is appropriate to ask whether this trend is compatible with values rooted in our nation's history, among them the high value Americans have traditionally placed on equality of opportunity.

Appropriate, History, Opportunity, Think, Thinking, Trends

If it were possible to take interest rates into negative territory I would be voting for that.

Negative, Possible, Rates, Voting, Would Be

For my own part, I did not see and did not appreciate what the risks were with securitization, the credit ratings agencies, the shadow banking system, the S. I. V. ’s — I didn’t see any of that coming until it happened.

Agency, Appreciate, Coming, Risk, Shadow

In government institutions and in teaching, you need to inspire confidence. To achieve credibility, you have to very clearly explain what you are doing and why. The same principles apply to businesses.

Businesses, Explain, Government, Inspire, Principles, Teaching
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