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My experience may be different than theirs, readers can identify with trying to save for retirement or their own kid's college fund. In truth, the name of the column, "The Color of Money," has less to do with my race than the fact that the color of money is green and it's green we all need to live a good life.

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Richard M. Eyre

The very best gift. . . is that anyone can experience those unexpected twinkles of joy that make a magical moment. At these moments, you feel true, deep joy because of a great new insight, a beautiful prospect, or a glimpse into the radiance of another soul. They are the magic moments when life seems better than you ever realized.