Your mindset matters. If you don't have the mindset of a wealthy person ("How can I afford it?") versus a poor person ("I can't afford it. "), you will never achieve wealth.
I both loved and hated South Pasadena. On the one hand, it was so diverse - all my closest friends were immigrants or had immigrant parents. On the other hand, it was a bit conservative - in a sort of wholesome, Midwestern, small-town sense. I never met a single writer until I moved to New York City for college.