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I think that the thing you have to do is, people have to start being held accountable for their decisions. If somebody's not buying insurance, then they're going to have to be selling their car, or whatever it is to try to help cover that.

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Robert Baden-Powell

Mind you, I have had in my sojourn on earth as good a time of it as any man, so I can speak with some knowledge. A writer in the Manchester Guardian who is unknown to me lately described me as "the richest man in the world. " That sounds a pretty big order, but when I come to think it out I believe he is not far wrong. A rich man is not necessarily a man with a whole pot of money but a man who is really happy. And I am that.