The distribution of the market is fat-tailed relative to the normal distribution. . . For passive investors, none of this matters, beyond being aware that outlier returns are more common than would be expected if return distributions were normal.
One of the things that is wonderful about hymns is that they are a sort of universally shared poetry, at least among certain populations. There isn't much of that anymore either. There are very few poems people can recite, but there are quite a few hymns that, if you hum a few bars, people can at least come up with two verses. Many of the older hymns are very beautiful.