The life of a Repo Man is always intense.
You can turn away the Mexicans, the African-Americans, the teenagers and other suspect groups, but there's no fence high enough to keep out the repo man.
I worked for this company that repossessed cars. Sure enough, the day after I quit, they repossessed my car, but that would probably be my strangest job to date. You have to work your way up to become a hardcore repo man.
I haven't studied it deeply, but the American banks started the crisis with far more capital and what I would call "good liquidity. " The riskiest funding is unsecured wholesale funding. It's the most fickle. Not repo, which the government focused on, too. Unsecured. JPMorgan Chase had almost none of that - virtually zero.