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Whores get bow-legged and bankers get mean, which is strange when you think that if whores get bow-legged, bankers should get generous, but they never do.

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Adam Smith

Ask any rich man of common prudence to which of the two sorts of people he has lent the greater part of his stock, to those who, he thinks, will employ it profitably, or to those who will spend it idly, and he will laugh at you for proposing the question.