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The same with the mortgage brokers that were selling people mortgages they couldn't afford. We shouldn't pay them on each mortgage they write. They should have what they call "skin in the game," where they've got to reimburse us if the guy who sold the mortgage defaults.

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Nora Roberts

I hope that's true, because I figured out why I'd never finished it, what I was waiting for. I was waiting for you, Clare. For them. For us. I want to finish it up for you, for them, for us.