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Fiction, with its preference for what is small and might elsewhere seem irrelevant; its facility for smuggling us into another skin and allowing us to live a new life there; its painstaking devotion to what without it might go unnoticed and unseen; its respect for contingency, and the unlikely and odd; its willingness to expose itself to moments of low, almost animal being and make them nobly illuminating, can deliver truths we might not otherwise stumble on.

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John C. Bogle

We live in a very risky world and investors should not get "carried away" with excessive allocations to equities, or for that matter, real estate. As always asset allocation and low cost and broad diversification will be essential in earning one's fair share of whatever returns our financial markets are generous enough to bestow upon us.