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I really believe that Donald Trump is so polarizing even within the Republican Party that he will fail to have a majority if he is, in fact, our nominee. I think he will be shredded by the Democrats based on the opposition research that's there.

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Hedrick Smith

In Western Europe, most countries have variations of the lifetime pension system for most workers so they are keeping the system that we are walking away from. By comparison, 50% of the American workforce is not offered any retirement plan by their employers. And of those who are offered a plan, roughly 25% do not choose to join. In other words, everything is voluntary, and that's one of the reasons our results are so perilous for most people.