I'm not an atheist. I don't think I can call myself a pantheist. The problem involved is too vast for our limited minds. We are in the position of a little child entering a huge library filled with books in many languages. The child knows someone must have written those books.
When I was young, my father had a serious heart attack. He survived, but we lost our house and car. Under the Canadian Medicare system, though, we would have kept the house and car and would have just had to pay the inheritance tax.